Happy Family
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Your Prosperity Is Our First Priority 

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Couple with Kids

Good Credit is No Longer an Option; it's a Necessity

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In most situations, in order to get financing approval, a clean credit profile and high credit score are necessary. Some of the additional benefits of having a good score include:  lowering your interest rates, your monthly payments, and your loan delivery fees. At Prosperity 1st Financial, we pride ourselves on being one of the leading credit repair companies. Our commitment is to improve credit reports and increase your credit scores.



Letting your systems do the work for you can be as easy as 1,2,3. Automations allow the removal of human interaction in certain aspects of your processes so that you can spend your time growing your business. Automations allow you to work smarter not harder by making certain processes automatic. 


We offer other products and services for credit repair businesses, individuals who are looking to start their own business and even individuals who want to repair their own credit. 

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Happy Family

Our Mission Is To Help Families Achieve Their Financial Goals!

What Can You Expect From Us?

  • Professionalism

  • Great Customer Service!

  • A Personalized Experience

  • Honesty and Transparency

  • Month to Month Updates On The Progress of Your File

  • Periodic Emails Providing You With Useful Credit Tips

  • Our Promise To Put Forth Every Effort To Get You The Best Results Possible!

We've Been Successful At Removing: 

  • Inquiries

  • Charge-Offs

  • Foreclosures

  • Medical Bills

  • Child Support

  • Bankruptcy

  • Tax Liens

  • Collections

  • Student Loans

  • Repossessions

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Family Unwrapping


Prosperity 1st Financial, LLC services include credit repair, credit education, tax preparation and Student loan relief.  Our team at Prosperity 1st are educated in the consumer credit laws and will utilize all of our knowledge to assist our clients on their journey to financial freedom. 

Our Mission is to help as many families as possible walk into prosperity while we provide exceptional customer service and affordable prices.

Our company is built on integrity and will operate as such. 

Join us on the path to prosperity

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"I was very excited to receive my consultation Mrs.Ruth Sellers was amazing. she answered all of my questions and was very detail on the process and i cant wait to receive what is in store for me"

Patrice Nelson

Oct 5, 2020

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